Banking and finance indulge in conflicts on occasions of a dispute between the Institution and the client. The disputes can arise for two reasons.

• One, in the case of the client, is an Investor and has a difference of opinion when the return out of his or her investment is not as per the commitment made by the institution or a wrong claim by the Investor. The dispute can also be for the reason the Institution has not returned the Invested amount even after the agreed due date of maturity period.
• Two, there is a default by the client in repayment of the loan to the Institution or the client claiming that the institution is charging more interest rate than the agreed one or an exorbitant fee taken for processing the loan.